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You can apply for ING Direct Home Insurance if:

  • Your home is your permanent residence and is in the United Kingdom including the Channel Islands and The Isle of Man
  • Your home is your main residence
  • For buildings cover the home must be owned by you and for contents cover the contents must be owned by you
  • You are 18 years old or over
  • No person living at your home has had any criminal convictions, previously been declared bankrupt or been subject to bankruptcy proceedings, been previously refused insurance or had any terms imposed
  • Your buildings sum insured does not exceed £500,000
  • Your contents sum insured does not exceed £60,000
  • Your home has 5 bedrooms or less
  • Your home does not have a history of flooding or subsidence

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