Fixed Rate Mortgages from ING Direct
Fixed Rate mortgages
Fixed rate mortgages could be for you if you want the security of knowing exactly what your repayments will be each month over a set period of time. This type of mortgage is not linked to the Bank of England base rate and early repayment charges may apply.
We will not charge you for everyday administration.
Plus if you are remortgaging there are no fees to pay for the property valuation or the standard conveyancing process (you must use our specialist conveyancers).
These are limited offers and they can be withdrawn at any time, and are for loans between £50,000 and £2,000,000.
For products with an 80% LTV loans are available between £50,000 and £500,000.
For loans above £500,000 the maximum LTV is 70%
2 year fixed rate mortgage:
| Initial Fixed Rate |
Fixed until | Reverting to our standard variable rate, currently |
The overall cost for comparison is |
Loan to value (LTV) |
Product fee (non refundable) |
Additional information | ||||||
| 3.79% | 30/04/2014 | 3.5% | 3.7% APR | Up to 60% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies | ||||||
| 3.99% | 30/04/2014 | 3.5% | 3.7% APR | Up to 75% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies | ||||||
| 4.09% | 30/04/2014 | 3.5% | 3.7% APR | Up to 80% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies |
These features apply to all of our 2 year fixed rate mortgage products:
Early Repayment Charge: 2.7% in the first 12 months, then 1.8% until 30/04/2014
Capital Repayments: Up to 10% of the loan in a 12 month period without penalties
5 year fixed rate mortgages:
| Initial Fixed Rate |
Fixed until | Reverting to our standard variable rate, currently |
The overall cost for comparison is |
Loan to value (LTV) |
Product fee (non refundable) |
Additional information | ||||||
| 4.39% | 30/04/2017 | 3.5% | 4.0% APR | Up to 60% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies | ||||||
| 4.59% | 30/04/2017 | 3.5% | 4.1% APR | Up to 75% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies | ||||||
| 4.99% | 30/04/2017 | 3.5% | 4.3% APR | Up to 80% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies |
These features apply to all of our 5 year fixed rate mortgage products:
Early Repayment Charge: 4.1% in the first 36 months, then 1.6% until 30/04/2017
Capital Repayments: Up to 10% of the loan in a 12 month period without penalties
2 year fixed rate mortgage:
| Initial Fixed Rate |
Fixed until | Reverting to our standard variable rate, currently |
The overall cost for comparison is |
Loan to value (LTV) |
Product fee (non refundable) |
Additional information | ||||||
| 3.79% | 30/04/2014 | 3.5% | 3.7% APR | Up to 60% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies | ||||||
| 3.99% | 30/04/2014 | 3.5% | 3.7% APR | Up to 75% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies | ||||||
| 4.09% | 30/04/2014 | 3.5% | 3.7% APR | Up to 80% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies |
These features apply to all of our 2 year fixed rate mortgage products:
Early Repayment Charge: 2.7% in the first 12 months, then 1.8% until 30/04/2014
Capital Repayments: Up to 10% of the loan in a 12 month period without penalties
5 year fixed rate mortgages:
| Initial Fixed Rate |
Fixed until | Reverting to our standard variable rate, currently |
The overall cost for comparison is |
Loan to value (LTV) |
Product fee (non refundable) |
Additional information | ||||||
| 4.39% | 30/04/2017 | 3.5% | 4.0% APR | Up to 60% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies | ||||||
| 4.59% | 30/04/2017 | 3.5% | 4.1% APR | Up to 75% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies | ||||||
| 4.99% | 30/04/2017 | 3.5% | 4.3% APR | Up to 80% | £945 (includes a £195 booking fee payable on application) | An Early Repayment Charge applies |
These features apply to all of our 5 year fixed rate mortgage products:
Early Repayment Charge: 4.1% in the first 36 months, then 1.6% until 30/04/2017
Capital Repayments: Up to 10% of the loan in a 12 month period without penalties