Simple Fixed rate mortgages which allow you to budget more easily and plan your repayments. Not only would you benefit from a great interest rate, but you would also receive a free valuation and conveyancing service for remortgages (using our specialist conveyancers) plus we will not charge you for everyday administration.
These are limited offers for loans between £50,000 and £1,000,000 and they can be withdrawn at any time.
2 year Fixed rate mortgage |
| |
INITIAL FIXED RATE |
|
FIXED UNTIL |
|
REVERTING TO OUR STANDARD VARIABLE RATE, CURRENTLY |
|
THE OVERALL COST FOR COMPARISON IS |
|
LOAN TO VALUE (LTV) |
|
PRODUCT FEE (NON REFUNDABLE) |
|
ADDITIONAL INFORMATION |
|
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2.84% |
|
30/11/2012 |
|
3.5% |
|
3.5% APR |
|
Up to 60% |
|
£945
(includes a £195 booking fee payable on application) |
|
An Early Repayment Charge applies
 |
|
| |
3.09% |
|
30/11/2012 |
|
3.5% |
|
3.6% APR |
|
Up to 75% |
|
£945
(includes a £195 booking fee payable on application) |
|
An Early Repayment Charge applies
 |
|
| |
3.89% |
|
30/11/2012 |
|
3.5% |
|
3.7% APR |
|
Up to 80% |
|
£945
(includes a £195 booking fee payable on application) |
|
An Early Repayment Charge applies
 |
|
These features apply to both of our 2 year fixed rate mortgage products:
Early Repayment Charge: 3% of the loan for the first 12 months, 2% for remaining fixed rate period
Capital Repayments: Up to 10% of the loan each year without penalties
These features apply to both of our 2 year fixed rate mortgage products:
Early Repayment Charge: 3% of the loan for the first 12 months, 2% for remaining fixed rate period
Capital Repayments: Up to 10% of the loan each year without penalties
These features apply to both of our 2 year fixed rate mortgage products:
Early Repayment Charge: 3% of the loan for the first 12 months, 2% for remaining fixed rate period
Capital Repayments: Up to 10% of the loan each year without penalties
3 year Fixed rate mortgage |
| |
INITIAL FIXED RATE |
|
FIXED UNTIL |
|
REVERTING TO OUR STANDARD VARIABLE RATE, CURRENTLY |
|
THE OVERALL COST FOR COMPARISON IS |
|
LOAN TO VALUE (LTV) |
|
PRODUCT FEE (NON REFUNDABLE) |
|
ADDITIONAL INFORMATION |
|
| |
3.89% |
|
30/11/2013 |
|
3.5% |
|
3.7% APR |
|
Up to 75% |
|
£195 booking fee payable on application |
|
An Early Repayment Charge applies
|
|
| |
4.59% |
|
30/11/2013 |
|
3.5% |
|
3.9% APR |
|
Up to 80% |
|
£195 booking fee payable on application |
|
An Early Repayment Charge applies
 |
|
These features apply to all of our 3 year fixed rate mortgage products:
Early Repayment Charge: 3% of the loan for the first 12 months, 2% for remaining fixed rate period
Capital Repayments: Up to 10% of the loan each year without penalties
These features apply to all of our 3 year fixed rate mortgage products:
Early Repayment Charge: 3% of the loan for the first 12 months, 2% for remaining fixed rate period
Capital Repayments: Up to 10% of the loan each year without penalties
5 year Fixed rate mortgage |
| |
INITIAL FIXED RATE |
|
FIXED UNTIL |
|
REVERTING TO OUR STANDARD VARIABLE RATE, CURRENTLY |
|
THE OVERALL COST FOR COMPARISON IS |
|
LOAN TO VALUE (LTV) |
|
PRODUCT FEE (NON REFUNDABLE) |
|
ADDITIONAL INFORMATION |
|
| |
3.99% |
|
30/11/2015 |
|
3.5% |
|
3.9% APR |
|
Up to 60% |
|
£945
(includes a £195 booking fee payable on application) |
|
An Early Repayment Charge applies
 |
|
| |
4.19% |
|
30/11/2015 |
|
3.5% |
|
4.0% APR |
|
Up to 75% |
|
£945 (includes a £195 booking fee payable on application) |
|
An Early Repayment Charge applies
|
|
| |
4.79% |
|
30/11/2015 |
|
3.5% |
|
4.2% APR |
|
Up to 80% |
|
£945
(includes a £195 booking fee payable on application) |
|
An Early Repayment Charge applies
 |
|
These features apply to all of our 5 year fixed rate mortgage products
Early Repayment Charge: 4% of the loan for the first 36 months, 2% for the remaining fixed rate period
Capital Repayments: Up to 10% of the loan each year without penalties
These features apply to all of our 5 year fixed rate mortgage products
Early Repayment Charge: 4% of the loan for the first 36 months, 2% for the remaining fixed rate period
Capital Repayments: Up to 10% of the loan each year without penalties
These features apply to all of our 5 year fixed rate mortgage products
Early Repayment Charge: 4% of the loan for the first 36 months, 2% for the remaining fixed rate period
Capital Repayments: Up to 10% of the loan each year without penalties
It's easy to apply
- Get a quote online and an initial decision from us online in minutes
- Complete your application online or on the phone
- Track your application online at every stage with the ING Direct Mortgage Application Tracker
Highly recommended
- Highly commended as best online lender 2009 (What Mortgage awards)
- Best online mortgage lender in 2007-2008 (Your Mortgage magazine) more info
- Best online mortgage provider 2008 (Your Money) more info