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Our standard variable rate mortgage lets you overpay, underpay or take payment holidays
our standard
variable rate
is currently
6.59%
the overall
cost for
comparison is
6.8%
apr
No hidden charges
- Basic valuation fee refunded 7 days after completion
- No arrangement fee
- No charges for everyday administration
It's flexible
- Overpay as much as you want whenever you want
- Or underpay if you need to (as long as you've built up an overpayment reserve)
- Or take up to 6 monthly payment holidays during the life of your mortgage (maximum of 3 consecutive months in any 12 month period) with prior agreement from us
- Additional borrowing available after 6 months
It's easy to apply
- Get a quote online and an initial decision from us online in minutes
- Complete your application online or on the phone
- Track your application online at every stage with the ING Direct Mortgage Application Tracker
Highly recommended
- Best online mortgage lender in 2007-2008 (Your Mortgage magazine) more info
- Best online mortgage provider 2008 (Your Money) more info
- Highly Commended Best Variable Rate Mortgage Provider 2008 (MoneyFacts) more info
