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You can apply for an ING Direct mortgage if:
- You have a clean credit history and are borrowing between £50,000
and £500,000
- You are borrowing up to 75% of the value of the property
- The mortgage term is between 5 and 30 years (providing you are under 75 years
at the end of the mortgage term)
- You have been either employed for a minimum of 6 months and are able to
provide your most recent payslip, or self employed and able to provide your
last 2 year’s tax assessments
- The property is your main residence and is located in England, Wales, or
mainland Scotland and of standard brickwork or stone and tile or slate construction
- If any part of your mortgage is to be on an interest only basis, an acceptable
repayment plan must be in place
Please click here to read our full “who can apply” page before proceeding. If you have any queries about our lending criteria, please call us on 0800 032 8822
This document explains the service that you can expect to receive from ING Direct,
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