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Standard variable rate mortgage

From an award winning mortgage provider a simple standard variable rate mortgage which lets you overpay, underpay or take payment holidays.

our standard
variable rate
is currently
3.5%
the overall
cost for
comparison is
3.6%
apr
  STANDARD VARIABLE RATE MORTGAGE - MAXIMUM 75% LTV

No hidden charges

  • £695 Product Fee (includes a £195 booking fee payable on application)
  • No fees to pay for valuation or the standard conveyancing process (you must use our specialist conveyancers)
  • No charges for everyday administration
  • Not only would you benefit from a great interest rate, but you would also receive a free valuation and conveyancing service for remortgages (using our specialist conveyancers) plus we have no charges for everyday administration.
  • Highly Commended Best Variable Rate Mortgage Provider 2008 (MoneyFacts) more info

It's flexible

  • Overpay as much as you want whenever you want
  • Or underpay if you need to (as long as you've built up an overpayment reserve)
  • Or take up to 6 monthly payment holidays during the life of your mortgage (maximum of 3 consecutive months in any 12 month period) with prior agreement from us
  • Additional borrowing available after 6 months

It's easy to apply

  • Get a quote online and an initial decision from us online in minutes
  • Complete your application online or on the phone
  • Track your application online at every stage with the ING Direct Mortgage Application Tracker

Highly recommended

  • Best online mortgage lender in 2007-2008 (Your Mortgage magazine) more info
  • Best online mortgage provider 2008 (Your Money) more info
Quote or apply
Calculators
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Calculate how much you can borrow
Get up to 45% off your Home Insurance

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