Take advantage of the currently low Bank of England Base Rate (BoE rate) with one of our competitive Tracker Mortgages and benefit from a great interest rate plus we have no charges for everyday administration.
One of the costs associated with buying a home is the fee you will be charged for a valuation on the property. To find out more please visit our valuation fees and surveys page.
To view the latest Bank of England Base Rate, please click here
2 year Tracker mortgage |
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INITIAL RATE CURRENTLY |
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REVERTING TO OUR STANDARD VARIABLE RATE, CURRENTLY |
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OVERALL COST FOR COMPARISON |
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LOAN TO VALUE (LTV) |
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PRODUCT FEE (NON REFUNDABLE) |
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ADDITIONAL INFORMATION |
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2.49% (variable)
Tracks at 1.99%
above BoE base
rate for 24 months |
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3.5% |
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3.5% APR |
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Up to 60% |
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£795
(includes a £195 booking fee payable on application) |
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An Early Repayment Charge applies
 |
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2.59% (variable)
Tracks at 2.09%
above BoE base
rate for 24 months |
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3.5% |
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3.5% APR |
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Up to 75% |
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£795 (includes a £195 booking fee payable on application) |
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An Early Repayment Charge applies
 |
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These features apply to both of our 2 year tracker mortgage products:
Early Repayment Charges: 2% of the loan for first 24 months
Capital Repayments: Up to 10% of the loan without penalties
Overpayments: None
Completion deadline: This product has a completion deadline which means you must complete
on your mortgage on or before the completion deadline
These features apply to both of our 2 year tracker mortgage products:
Early Repayment Charges: 2% of the loan for first 24 months
Capital Repayments: Up to 10% of the loan without penalties
Overpayments: None
Completion deadline: This product has a completion deadline which means you must complete
on your mortgage on or before the completion deadline
Lifetime Tracker mortgage |
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TRACKER RATE |
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OVERALL COST FOR COMPARISON |
|
LOAN TO VALUE (LTV) |
|
PRODUCT FEE (NON REFUNDABLE) |
|
ADDITIONAL INFORMATION |
|
| |
2.89% (variable)
Tracks at 2.39% above BoE base rate for the term of the mortgage |
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3.0% APR |
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Up to 75% |
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£695 (includes a £195 booking fee payable on application) |
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Early Repayment Charges: No early repayment charges apply
Capital Repayments: Unlimited
Overpayments: Unlimited
Completion deadline: This product has a completion deadline which means you must complete
on your mortgage on or before the completion deadline
Track base rate
- Any change in the Bank of England Base Rate, up or down, will be reflected in your mortgage rate from the 1st of the month following a rate change.
It's easy to apply
- Get a quote online and an initial decision from us online in minutes
- Complete your application online or on the phone
- Track your application online at every stage with the ING Direct Mortgage Application Tracker
Highly recommended
- Best online mortgage lender in 2007-2008 (Your Mortgage magazine) more info
- Best online mortgage provider 2008 (Your Money) more info