Take advantage of the currently low Bank of England Base Rate (BoE rate) with one of our competitive Tracker Mortgages and benefit from a great interest rate plus we have no charges for everyday administration.
One of the costs associated with buying a home is the fee you will be charged for a valuation on the property. To find out more please visit our valuation fees and surveys page.
To view the latest Bank of England Base Rate, please click here
2 year Tracker mortgage |
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INITIAL RATE CURRENTLY |
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REVERTING TO OUR STANDARD VARIABLE RATE, CURRENTLY |
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THE OVERALL COST FOR COMPARISON IS |
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LOAN TO VALUE (LTV) |
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PRODUCT FEE (NON REFUNDABLE) |
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ADDITIONAL INFORMATION |
|
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2.29% (variable)
Tracks at 1.79%
above BoE base
rate for 24 months |
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3.5% |
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3.5% APR |
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Up to 60% |
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£945
(includes a £195 booking fee payable on application) |
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An Early Repayment Charge applies
 |
|
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2.54% (variable)
Tracks at 2.04%
above BoE base
rate for 24 months |
|
3.5% |
|
3.5% APR |
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Up to 75% |
|
£945 (includes a £195 booking fee payable on application) |
|
An Early Repayment Charge applies
 |
|
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2.84% (variable)
Tracks at 2.34%
above BoE base
rate for 24 months |
|
3.5% |
|
3.6% APR |
|
Up to 80% |
|
£945
(includes a £195 booking fee payable on application) |
|
An Early Repayment Charge applies
 |
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These features apply to all of our 2 year tracker mortgage products:
Early Repayment Charge: 2% of the loan for first 24 months
Capital Repayments: Up to 10% of the loan without penalties
Overpayments: None
These features apply to all of our 2 year tracker mortgage products:
Early Repayment Charge: 2% of the loan for first 24 months
Capital Repayments: Up to 10% of the loan without penalties
Overpayments: None
These features apply to all of our 2 year tracker mortgage products:
Early Repayment Charge: 2% of the loan for first 24 months
Capital Repayments: Up to 10% of the loan without penalties
Overpayments: None
Lifetime Tracker mortgage |
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TRACKER RATE |
|
THE OVERALL COST FOR COMPARISON IS |
|
LOAN TO VALUE (LTV) |
|
PRODUCT FEE (NON REFUNDABLE) |
|
ADDITIONAL INFORMATION |
|
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2.35% (variable)
Tracks at 1.85% above BoE base rate for the term of the mortgage |
|
2.5% APR |
|
Up to 60% |
|
£945
(includes a £195 booking fee payable on application) |
|
 |
|
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2.65% (variable)
Tracks at 2.15% above BoE base rate for the term of the mortgage |
|
2.8% APR |
|
Up to 75% |
|
£945 (includes a £195 booking fee payable on application) |
|
|
|
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3.54% (variable)
Tracks at 3.04% above BoE base rate for the term of the mortgage |
|
3.7% APR |
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Up to 80% |
|
£945
(includes a £195 booking fee payable on application) |
|
 |
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These features apply to all of our lifetime tracker mortgage products:
Early Repayment Charge: No early repayment charges apply
Capital Repayments: Unlimited
Overpayments: Unlimited
These features apply to all of our lifetime tracker mortgage products:
Early Repayment Charge: No early repayment charges apply
Capital Repayments: Unlimited
Overpayments: Unlimited
These features apply to all of our lifetime tracker mortgage products:
Early Repayment Charge: No early repayment charges apply
Capital Repayments: Unlimited
Overpayments: Unlimited
Track base rate
- Any change in the Bank of England Base Rate, up or down, will be reflected in your mortgage rate from the 1st of the month following a rate change.
It's easy to apply
- Get a quote online and an initial decision from us online in minutes
- Complete your application online or on the phone
- Track your application online at every stage with the ING Direct Mortgage Application Tracker
Highly recommended
- Highly commended as best online lender 2009 (What Mortgage awards)
- Best online mortgage lender in 2007-2008 (Your Mortgage magazine) more info
- Best online mortgage provider 2008 (Your Money) more info