Take advantage of the currently low Bank of England Base Rate (BoE rate) with one of our competitive Tracker Mortgages. Not only would you benefit from a great interest rate, but you would also receive a free valuation and conveyancing service for remortgages (using our specialist conveyancers) plus we have no charges for everyday administration.
To view the latest Bank of England Base Rate, please click here
2 year Tracker mortgage |
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INITIAL RATE CURRENTLY |
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REVERTING TO OUR STANDARD VARIABLE RATE, CURRENTLY |
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OVERALL COST FOR COMPARISON |
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LOAN TO VALUE (LTV) |
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PRODUCT FEE (NON REFUNDABLE) |
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ADDITIONAL INFORMATION |
|
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2.49% (variable)
Tracks at 1.99%
above BoE base
rate for 24 months |
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3.5% |
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3.5% APR |
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Up to 60% |
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£795
(includes a £195 booking fee payable on application) |
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An Early Repayment Charge applies
 |
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2.59% (variable)
Tracks at 2.09%
above BoE base
rate for 24 months |
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3.5% |
|
3.5% APR |
|
Up to 75% |
|
£795
(includes a £195 booking fee payable on application) |
|
An Early Repayment Charge applies
|
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These features apply to both of our 2 year tracker mortgage products:
Early Repayment Charges: 2% of the loan for first 24 months
Capital Repayments: Up to 10% of the loan without penalties
Overpayments: None
Completion deadline: This product has a completion deadline which means you must complete
on your mortgage on or before the completion deadline
These features apply to both of our 2 year tracker mortgage products:
Early Repayment Charges: 2% of the loan for first 24 months
Capital Repayments: Up to 10% of the loan without penalties
Overpayments: None
Completion deadline: This product has a completion deadline which means you must complete
on your mortgage on or before the completion deadline
Lifetime Tracker mortgage |
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TRACKER RATE |
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OVERALL COST FOR COMPARISON |
|
LOAN TO VALUE (LTV) |
|
PRODUCT FEE (NON REFUNDABLE) |
|
ADDITIONAL INFORMATION |
|
| |
2.49% (variable)
Tracks at 1.99% above BoE base rate for the term of the mortgage |
|
2.6% APR |
|
Up to 60% |
|
£945
(includes a £195 booking fee payable on application) |
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 |
|
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2.69% (variable)
Tracks at 2.19% above BoE base rate for the term of the mortgage |
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2.8% APR |
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Up to 75% |
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£945 (includes a £195 booking fee payable on application) |
|
|
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These features apply to both of our lifetime tracker mortgage products:
Early Repayment Charges: No early repayment charges apply
Capital Repayments: Unlimited
Overpayments: Unlimited
Completion deadline: This product has a completion deadline which means you must complete
on your mortgage on or before the completion deadline
These features apply to both of our lifetime tracker mortgage products:
Early Repayment Charges: No early repayment charges apply
Capital Repayments: Unlimited
Overpayments: Unlimited
Completion deadline: This product has a completion deadline which means you must complete
on your mortgage on or before the completion deadline
Track base rate
- Any change in the Bank of England Base Rate, up or down, will be reflected in your mortgage rate from the 1st of the month following a rate change.
It's easy to apply
- Get a quote online and an initial decision from us online in minutes
- Complete your application online or on the phone
- Track your application online at every stage with the ING Direct Mortgage Application Tracker
Highly recommended
- Best online mortgage lender in 2007-2008 (Your Mortgage magazine) more info
- Best online mortgage provider 2008 (Your Money) more info