From an award winning mortgage provider a simple standard variable rate mortgage which lets you overpay, underpay or take payment holidays.
One of the costs associated with buying a home is the fee you will be charged for a valuation on the property. To find out more please visit our valuation fees and surveys page.
Discounted Standard Variable rate mortgage - with no product fee 
We are currently offering you 0.90% off our Standard Variable rate mortgage for two years.
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INITIAL RATE CURRENTLY |
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REVERTING TO OUR STANDARD VARIABLE RATE, CURRENTLY |
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THE OVERALL COST FOR COMPARISON IS |
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LOAN TO VALUE (LTV) |
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PRODUCT FEE (NON REFUNDABLE) |
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ADDITIONAL INFORMATION |
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2.6% (variable)
0.9% discount off our Standard Variable Rate until 30/11/2012
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3.5% |
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3.5% APR |
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Up to 70% |
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£0 |
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An Early Repayment Charge applies
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Early Repayment Charge: 1% of the loan until 30/11/2012
Flexible Features: No overpayments, underpayments or payment holidays during the discounted period.
Capital Repayments: Up to 10% of the loan without penalties
Standard Variable rate mortgage
Our Standard Variable rate mortgage allows you to overpay as much as you want whenever you want or underpay if you need to (as long as you've built up an overpayment reserve).
You may take up to 6 monthly payment holidays during the life of your mortgage (maximum of 3 consecutive months in any 12 month period) with prior agreement from us. Plus additional borrowing is also available after 6 months. |
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OUR STANDARD VARIABLE RATE, CURRENTLY
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|
THE OVERALL COST FOR COMPARISON IS |
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LOAN TO VALUE (LTV) |
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PRODUCT FEE (NON REFUNDABLE) |
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ADDITIONAL INFORMATION |
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3.5% |
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3.7% APR |
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Up to 80% |
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£695 Product Fee (includes a £195 booking fee payable on application) |
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Early Repayment Charge:No early repayment charge applies
Capital Repayments: Unlimited
It's easy to apply
- Get a quote online and an initial decision from us online in minutes
- Complete your application online or on the phone
- Track your application online at every stage with the ING Direct Mortgage Application Tracker
Highly recommended
- Highly commended as best online lender 2009 (What Mortgage awards)
- Best online mortgage lender in 2007-2008 (Your Mortgage magazine) more info
- Best online mortgage provider 2008 (Your Money) more info
- Highly Commended Best Variable Rate Mortgage Provider 2008 (MoneyFacts) more info
