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Variable rate mortgages

From an award winning mortgage provider a simple standard variable rate mortgage which lets you overpay, underpay or take payment holidays. Plus there are no fees to pay for valuation or the standard conveyancing process (you must use our specialist conveyancers)

Discounted Standard Variable rate mortgage - with no product fee Quote or apply

We are currently offering you 0.90% off our Standard Variable rate mortgage for two years.
  INITIAL RATE
CURRENTLY
  REVERTING TO
OUR STANDARD
VARIABLE RATE,
CURRENTLY
  THE OVERALL
COST FOR
COMPARISON IS
  LOAN TO
VALUE
(LTV)
  PRODUCT
FEE (NON
 REFUNDABLE) 
  ADDITIONAL
INFORMATION
 
  2.6% (variable) 0.9% discount off our Standard Variable Rate until 30/11/2012   3.5%   3.5% APR   Up to 70%   £0 An Early Repayment Charge applies

Standard Variable rate mortgageQuote or apply

Our Standard Variable rate mortgage allows you to overpay as much as you want whenever you want or underpay if you need to (as long as you've built up an overpayment reserve).

You may take up to 6 monthly payment holidays during the life of your mortgage (maximum of 3 consecutive months in any 12 month period) with prior agreement from us. Plus additional borrowing is also available after 6 months.

  OUR STANDARD VARIABLE RATE, CURRENTLY   THE OVERALL
COST FOR
COMPARISON IS
  LOAN TO
VALUE
(LTV)
  PRODUCT
FEE (NON
 REFUNDABLE) 
  ADDITIONAL
INFORMATION
 
  3.5%   3.7% APR   Up to 80%   £695 Product Fee (includes a £195 booking fee payable on application)

It's easy to apply

  • Get a quote online and an initial decision from us online in minutes
  • Complete your application online or on the phone
  • Track your application online at every stage with the ING Direct Mortgage Application Tracker

Highly recommended

  • Highly commended as best online lender 2009 (What Mortgage awards)
  • Best online mortgage lender in 2007-2008 (Your Mortgage magazine) more info
  • Best online mortgage provider 2008 (Your Money) more info
  • Highly Commended Best Variable Rate Mortgage Provider 2008 (MoneyFacts) more info
Quote or apply
Calculators
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Get up to 40% off

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