Individual Saving Accounts (ISAs) are a great way to make the most of your savings without paying tax on your interest. We offer a range of Cash ISAs to suit your saving needs.
| CURRENT TAX YEAR | ||
|---|---|---|
CASH ISA - 2.50% AER
- Available to new and existing ING Direct customers
- 2.50% AER (2.47% gross p.a) tax free guaranteed for 12 months from account opening
- Interest calculated daily and paid monthly
- A simple way to save from £1 up to £5,100 without paying tax on your interest
- Access your money when you like, with no penalties for withdrawals
| PREVIOUS TAX YEARS | ||
|---|---|---|
If you are an existing ING Direct savings customer and have one or more Cash ISAs from previous years with other providers you can transfer them to ING Direct.
We currently offer two Cash ISA Transfer products for you to choose from:
CASH ISA TRANSFER - EASY ACCESS - 2.50% AER
- 2.50% AER (2.47% gross p.a.) guaranteed for 12 months from the time your transfer is complete
- Interest is calculated daily and paid monthly
- No penalties for withdrawals should you need to access your money
CASH ISA TRANSFER - FIXED RATE- 3.00% AER
- Earn a competitive rate of 3.00% AER (3.05% gross p.a) fixed for 2 years from the time your transfer is complete (after which it will revert to our variable rate)
- Interest will be calculated daily and is paid at the end of the fixed term
- Should you need to withdraw your money during this time you can. Though please note that your savings will lose their tax free status, you will receive a penalty of 90 days interest and your account will be closed
